We're with our pal Minh of What's A Mortgage discussing a topic that flies under the radar most of the time but could truly make or break it when it comes to getting into a home in this crazy market: Pre-Approval vs. UNDERWRITTEN Pre-Approval!
Gaylord-Hansen's "Nobody Wants a Mortgage" podcast airs live on Facebook.
Bill Gaylord, NMLS #680603 | Gaylord-Hansen Team at loanDepot
Garrett Tyler, NMLS #1380420 | Gaylord-Hansen Team at loanDepot
Ali Loepfe, NMLS #1213343 | Gaylord-Hansen Team at loanDepot
Minh Nguyen, NMLS #31274 | What's a Mortgage
A pre-approval is preliminarily approved based only upon the information we have received to date from you. All information must be verified prior to the issuance of a final loan approval. This is not an offer or commitment to lend nor does it guarantee a final loan approval. A final loan approval is subject to verification of the information you have provided and full underwriting review by loanDepot.
The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.
This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations apply. Rates, terms and availability of programs are subject to change without notice.
Bill & Minh discuss the dos & don'ts of preparing for a mortgage!
Bill is joined by Julie Ozanich, a mortgage expert with over 25 years of experience in the industry, to discuss a topic that is CRUCIAL to getting a mortgage: CREDIT!