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‍GH Mortgage University

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GH Mortgage UniversityEducationTestimonials"From Our House to Yours"As Seen on TVGiving Back
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GH Mortgage University - How Do I Qualify for a Mortgage?

There are three primary factors lenders use to determine whether a potential homebuyer is qualified. We call it "CIA": Credit, Income, Assets.

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GH Mortgage University - What Credit Score Do I Need to Qualify for a Mortgage?

Your credit score can be the determining factor on whether or not you will be able to qualify for a mortgage.

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GH Mortgage University - What Are Points on a Mortgage?

What is a point, how can it impact your interest rate, and is paying points a good idea?

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GH Mortgage University - What Is PMI?

Private mortgage insurance is insurance that is required when homebuyers purchase a home with less than 20% down.

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GH Mortgage University - What Are the Different Loan Programs?

Let's discuss the basics of the different loan programs available to borrowers and dive deep into each program that might best fit your needs.

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Featured Resources

GH Mortgage University - What Credit Score Do I Need to Qualify for a Mortgage?

Your credit score can be the determining factor on whether or not you will be able to qualify for a mortgage.

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When Does It Make Sense to Refi?

April 13, 2020 | Bill Gaylord discusses how to know if it's a good time to refinance your home loan.

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Pre-Approval 101

What is a pre-approval? Why get pre-approved? What can you expect?

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We guide homebuyers in making smart financial decisions to build their future. Gaylord-Hansen is a local team of loanDepot.com, LLC.

San Diego, CA

5015 Shoreham Place, Suite 100
San Diego, CA 92122
(858) 259-8700

Las Vegas, NV

9516 W. Flamingo Road, Suite 310
Las Vegas, NV 89147
(702) 246-2470

Mesa, AZ

2919 S. Ellsworth Road, Suite 133
Mesa, AZ 85212
(480) 215-5590

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© 2021 Gaylord-Hansen Team at loanDepot. All Rights Reserved.

loanDepot.com, LLC. 26642 Towne Centre Drive. Foothill Ranch, CA 92610. NMLS #174457 (http://www.nmlsconsumeraccess.org/). (888) 337-6888. All Rights Reserved. Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA Eligibility. Other restrictions and limitations apply. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act CRMLA 4131040. Licensed by the NV Department of Business and Industry Division of Mortgage Lending, Mortgage Banker 4042. Licensed by the AZ Department of Financial Institutions, Mortgage Banker 0911092. Gaylord-Hansen Team. (858) 259-8700. Bill Gaylord, NMLS #680603. Sam Hansen, NMLS #632837. Carmel Valley Branch, NMLS #1109782. 5015 Shoreham Place, Suite 100, San Diego, CA 92122. Las Vegas Branch, NMLS #1592834. 9516 W. Flamingo Drive, Suite 310, Las Vegas, NV 89147. Mesa Branch, NMLS #1792158. 2919 S. Ellsworth Road, Suite 133, Mesa, AZ 85212.
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