There are three primary factors lenders use to determine whether a potential homebuyer is qualified. We call it "CIA": Credit, Income, Assets.
Your credit score can be the determining factor on whether or not you will be able to qualify for a mortgage.
What is a point, how can it impact your interest rate, and is paying points a good idea?
Private mortgage insurance is insurance that is required when homebuyers purchase a home with less than 20% down.
Let's discuss the basics of the different loan programs available to borrowers and dive deep into each program that might best fit your needs.
April 13, 2020 | Bill Gaylord discusses how to know if it's a good time to refinance your home loan.
What is a pre-approval? Why get pre-approved? What can you expect?