Licensing & Disclosures

CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org).

CrossCountry Mortgage is an Equal Housing Opportunity Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

For more licensing and disclosures, please visit crosscountrymortgage.com/licensing-and-disclosures.

Branch Licensing

CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS1437924 NMLS1628467. (www.nmlsconsumeraccess.org) 9255 Towne Centre Drive, Suite 950, San Diego, CA 92121. 3033 Horizon Ridge, Suite 110, Henderson, NV 89052. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License. NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352. Licensed as a DRE Mortgage Entity No. 8071063.


General Disclosures

The information contained on this site and all online materials is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

All loans subject to underwriting approval. Certain restrictions apply. Call for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program.


Credit Disclosure

CrossCountry Mortgage, LLC is not a credit repair company or credit repair organization. CrossCountry Mortgage does not guarantee improvement of your credit worthiness, credit standing, or credit capacity. Any actions you take regarding your personal finances are done at your discretion. CrossCountry Mortgage does not guarantee that you will become eligible for a loan. This is not a commitment to lend or extend credit.


Legal, Tax, or Financial Advice Disclosure

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.


Closing Claims Disclosure

CrossCountry Mortgage, LLC cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. Results will vary based on all involved parties' level of participation at any stage of the loan process.


Refinance Disclosure

Refinancing may result in higher total finance charges over the life of the loan.


Rate Assumptions

All rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.


Testimonial Disclosure

Compensation was not paid in exchange for any testimonial on this site or any online materials. Individuals pictured may not be that of the endorsers and are for display purposes only.